Terms and Conditions

Last updated: February 15, 2026

Welcome to Ledger. By accessing and using our accounting education platform, you agree to be bound by the following terms and conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using the Ledger platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these terms, you must not use our services.

2. User Registration

User Account

To use certain features of our platform, you must register for an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your password
  • Update your account information regularly
  • Be responsible for all activities under your account

Age Requirements

You must be at least 13 years old to use this platform. If you are under 18 years old, you must obtain permission from your parent or guardian before using our services.

3. Use of Service

Permitted Use

The Ledger platform is provided for educational purposes. You may use our services to learn accounting concepts, complete exercises, and track your learning progress.

Prohibited Use

You are prohibited from:

  • Copying, modifying, or distributing our content without permission
  • Using the platform for illegal or unauthorized purposes
  • Disrupting or damaging our services
  • Attempting to access other users' accounts
  • Using bots, scrapers, or other automated tools
  • Uploading viruses, malware, or malicious code

4. Intellectual Property

All content on the Ledger platform, including text, graphics, logos, icons, images, audio clips, and software, is the property of Ledger or our licensors and is protected by copyright laws.

You are granted a limited, non-exclusive, and non-transferable license to access and use the platform for personal and educational purposes.

5. User Content

You may submit content such as exercise answers, comments, or feedback. By submitting content, you grant Ledger a non-exclusive, royalty-free, perpetual, and transferable license to use, modify, and display such content.

You warrant that the content you submit does not infringe upon third-party rights and does not contain material that is unlawful, offensive, or inappropriate.

6. Payment and Subscriptions

Service Fees

Some features of our platform may require payment. All fees will be clearly communicated before you make a purchase.

Cancellation and Refunds

Cancellation and refund policies will be set out separately and communicated at the time of purchase. Generally, payments are final unless otherwise stated.

7. Privacy

Your use of personal information is governed by our Privacy Policy. By using this platform, you consent to the collection and use of information in accordance with that policy.

8. Disclaimer

The Ledger platform is provided "as is" without any warranties, either express or implied. We do not warrant that:

  • The service will be available without interruption or error-free
  • The content will always be accurate, complete, or current
  • Use of the platform will meet your specific needs

9. Limitation of Liability

To the extent permitted by law, Ledger shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our platform.

10. Indemnification

You agree to defend, indemnify, and hold harmless Ledger from any claims, losses, liabilities, and expenses arising from your violation of these Terms and Conditions or infringement of third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the platform at any time, with or without notice, if we believe you have violated these Terms and Conditions or if necessary to protect our services or other users.

12. Changes to Terms

We may update these Terms and Conditions from time to time. Changes will be effective after being posted on this page. Your continued use of the platform after changes constitutes your acceptance of the updated terms.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable laws. Any disputes arising from these terms will be resolved in courts of competent jurisdiction.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: legal@ledger.com
Address: [Your Company Address]